Desert Schools Credit Card

Personal Desert Schools Credit Card: The Best Card Desert School Staff/Students Should Have

A wider perception should facilitate in the matter of decent handling of finances. Most of my relatives who stay in Maricopa, Gila, and Pinal got Personal Desert Schools Credit Card. It may additionally help you by having a proper credit card, not to mention recognizing if you are getting scammed.

Arizona Educational Association Originally named #1 Federal Credit Union, it was rebranded to Desert Schools Credit Union since 1972. The reason for the rebranding was to establish the credit union’s niche market thoroughly. In 2018, Desert Schools Credit Union later renamed to Desert Financial Credit Union. It was done to address misunderstandings that their service was exclusive to the members of the education sector.

Desert Schools Credit Union is the most comprehensive credit union in the State of Arizona. The credit union chartered to assist the financial requirements of area teachers established in the year 1939. According to the Phoenix Business Journal, the Desert Financial Credit Union is one of the biggest credit unions in the field. It had assets amounting to about $4.52 billion in 2018.

It is thus significant to note that the Desert Financial serves the counties of Maricopa, Gila, and Pinal. If you or any of your relatives live, work, or attend schools in these counties, you may open an account.Desert Schools Credit Card

How to Choose the Right Credit Card for Yourself?

All sorts of Desert financial and personal credit cards appear with necessary features. Thus, the Desert personal credit cards optimize the quality of assistance they want to give to you. These traits are:

  • EMV smart chip technology to protect your card against fraud actions.
  • Mobile purchasing abilities to make it more comfortable for you to maintain your accounts online.

Personal Credit Card and Benefits

Following down below is a list of personal credit cards offered by Desert Financial Credit Union. Match and compare the advantages for each card and decide which one will work best for you.

Desert Financial Credit Union Cards Top Benefits
Visa Signature® Real Rewards Card  ·         Additional $75 value is awarded after you make your first purchase. (This offer might not be valid. Check with operator)

·         You can get a $25 value of award after making your first purchase. This award is redeemable as a cash deposit or even as a statement credit.

·         In each eligible net purchase, you can earn at least 1.5 points for every $1 spent.

Premier Rewards American Express® Card ·         You earn up to 4x rewards on eligible restaurant and net purchases

·         You earn up to 3x on airline purchases

·         You earn up to 2x on gas stations purchases

·         You earn up to 1x on all other eligible net purchases

·         $100 cash back given after you spend $1,000 in the first three months.

Cash Rewards American Express® Card ·         Get up to 3% cashback at gas stations

·         Get up to 2% cashback at supermarkets

·         Get 1% cashback on all other eligible net purchases

·         Get $25 value after making your first purchase, redeemable as a cash deposit or a statement credit

Visa® Platinum Card ·         Save on interest as an extra introductory offer

·         Pay down other credit card balances faster

Visa Signature® College Real Rewards Card ·         Great opportunity to start a credit history

·         For a $1 spent on eligible net purchases, you get 1.5 points monthly.

·         Redeemable as a cash deposit or statement credit worth 25$ value reward after you make your first purchase.

How to Apply for Electronic Application for Credit Card

If you want to apply for a Desert Financial credit card, then you may need to visit your local Desert Financial branch to process your application. Though, you may also get your credit card application electronically by following the steps below:

  1. You need to go to the Desert Financial Credit Union website.
  2. Then Click “Personal” banking and after that click on “Credit Cards.”
  3. Click on “Credit Card” then on the “Card Comparison.” This will then redirect you to another page of it.
  4. Look for the credit card you want to choose as per your needs. Then Click on “Apply Now”.
  5. You will need to transfer to the electronic application form.
  6. After input of your personal information on the form.
  7. Review the form and accept the terms and conditions in it.
  8. Then click on the submit button to complete your application.

How to Check Your Credit Card Balance

The most important financial responsibility of conveying a credit card is to stay on top of your balances. Your credit rating won’t go down if you do this daily. If you need to learn more about credit cards, check out other articles only on My Account Access.

It is usually done reviewing your physical mail or email for the monthly billing. And it is highly recommended more to track your activity via online or mobile banking. This way, you may quickly spot any unfamiliar costs on your credit card. You need to get more information on your credit card account by calling on the mentioned telephone numbers below:

  • For any personal credit cards except the Signature card (866) 289-1567.
  • For Signature credit cards only call on (866) 290-6832.

Making a Payment on

To initiate payments on your credit card balances can be done in two ways – through mail and online. These electronic payments can be made via Bill Pay in Online Banking through You may additionally call the following telephone numbers for queries on how to make your payments:

  • For all personal credit cards except the Signature card call on (866) 289-1567.
  • For Signature credit cards call on (866) 290-6832.
The Bottom Line

If you are getting a credit card will help you need to manage your finances properly. It is beneficial in those situations that you must make necessary purchases and make payments without cash on hand. Always remember, while you experience its benefits, balance payments should strictly be observed. Therefore, before you are applying for a credit card, make sure you get to prepare yourself for future financial responsibilities.

We hope that through this article, you may have got clear guidance through the credit card that will work best for you. If you have any questions and suggestions, you may leave a comment below in the comment section. We’ll get back to them as soon as possible we can do it for you.

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